AG CREDIT has established lending programs specifically designed to serve young, beginning, small, and minority farmers.  These programs provide a means to offer dependable, constructive financing and services to these producers for their on-going needs.

Producers in these categories include those who:

• Small - a farmer who generates less than $250,000 of annual gross sales of agricultural or aquatic products,
• Young - 35 years of age or younger on the date of loan closing
• Beginning - 10 years or less of agricultural experience
• Minority - American Indian or Alaskan Native, Asian, Black or African American, Native Hawaiian or other Pacific Islander, a person whose ethnicity is Hispanic or Latino, regardless of race, and women

Where appropriate, the associations often utilize State of Ohio programs and USDA Farm Service Agency guarantees to help provide financing to these producers.

For more information about these programs, contact your
local AG CREDIT office.